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	<title>Thomas Mortgage &#38; Financial Services, Inc</title>
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	<link>http://thomasmortgage.wordpress.com</link>
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	<lastBuildDate>Wed, 09 Dec 2009 18:37:07 +0000</lastBuildDate>
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		<title>Thomas Mortgage &#38; Financial Services, Inc</title>
		<link>http://thomasmortgage.wordpress.com</link>
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		<item>
		<title>Your Credit Report &#8211; All you need to know</title>
		<link>http://thomasmortgage.wordpress.com/2009/07/08/your-credit-report-all-you-need-to-know/</link>
		<comments>http://thomasmortgage.wordpress.com/2009/07/08/your-credit-report-all-you-need-to-know/#comments</comments>
		<pubDate>Wed, 08 Jul 2009 13:18:20 +0000</pubDate>
		<dc:creator>thomasmortgage</dc:creator>
				<category><![CDATA[Resources for help]]></category>

		<guid isPermaLink="false">http://thomasmortgage.wordpress.com/2009/07/08/your-credit-report-all-you-need-to-know/</guid>
		<description><![CDATA[Want a free annual credit Report?     Click here for Your free report      Need Advise on how to repair your credit?  Click here: Download Credit repair &#8211; How to help yourself      How is my credit determined and how do I take control?  Click here: Download Getting Credit &#8211; What you need to know      What [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thomasmortgage.wordpress.com&amp;blog=10417344&amp;post=4&amp;subd=thomasmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong>Want a free annual credit Report?</strong>     Click here for<span class="at-xid-6a00d8354c607a69e2011570e849c5970c"><a href="http://mickeycarlton.typepad.com/files/your-free-report.pdf"> Your free report</a></span> <br />
<span class="at-xid-6a00d8354c607a69e2011570e849c5970c"> </span>  <br />
<span class="at-xid-6a00d8354c607a69e2011570e849c5970c"><strong>Need Advise on how to repair your credit?</strong>  Click here: <span class="at-xid-6a00d8354c607a69e2011570e84b9c970c"><a href="http://mickeycarlton.typepad.com/files/credit-repair---how-to-help-yourself.pdf">Download Credit repair &#8211; How to help yourself</a></span></span> <br />
<span class="at-xid-6a00d8354c607a69e2011570e849c5970c"> </span>  <br />
<span class="at-xid-6a00d8354c607a69e2011570e849c5970c"><strong>How is my credit determined and how do I take control?</strong>  Click here: <span class="at-xid-6a00d8354c607a69e2011570e84f34970c"><a href="http://mickeycarlton.typepad.com/files/getting-credit---what-you-need-to-know.pdf">Download Getting Credit &#8211; What you need to know</a></span></span> <br />
<span class="at-xid-6a00d8354c607a69e2011570e849c5970c"> </span>  <br />
<span class="at-xid-6a00d8354c607a69e2011570e849c5970c"><strong>What if I need to dispute an item on my credit?</strong>  Click here: <span class="at-xid-6a00d8354c607a69e2011570e850ba970c"><a href="http://mickeycarlton.typepad.com/files/how-to-dispute-errors.pdf">Download How to dispute errors</a></span></span> <br />
<span class="at-xid-6a00d8354c607a69e2011570e849c5970c"> </span></p>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">thomasmortgage</media:title>
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		<title>Additional Information and Tools</title>
		<link>http://thomasmortgage.wordpress.com/2009/04/10/additional-information-and-tools/</link>
		<comments>http://thomasmortgage.wordpress.com/2009/04/10/additional-information-and-tools/#comments</comments>
		<pubDate>Fri, 10 Apr 2009 05:04:54 +0000</pubDate>
		<dc:creator>thomasmortgage</dc:creator>
				<category><![CDATA[Resources for help]]></category>

		<guid isPermaLink="false">http://thomasmortgage.wordpress.com/2009/04/10/additional-information-and-tools/</guid>
		<description><![CDATA[Federal Trade Commision Consumer Website: http://www.ftc.gov/bcp/consumer.shtm IRS information on Real estate sales and foreclosures: http://www.irs.gov/individuals/article/0,,id=179414,00.html<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thomasmortgage.wordpress.com&amp;blog=10417344&amp;post=5&amp;subd=thomasmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Federal Trade Commision Consumer Website:</p>
<p></p>
<p><a href="http://www.ftc.gov/bcp/consumer.shtm">http://www.ftc.gov/bcp/consumer.shtm</a></p>
<p></p>
<p>IRS information on Real estate sales and foreclosures:</p>
<p></p>
<div><a href="http://www.irs.gov/individuals/article/0,,id=179414,00.html"><font color="#810081">http://www.irs.gov/individuals/article/0,,id=179414,00.html</font></a></div>
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			<media:title type="html">thomasmortgage</media:title>
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	</item>
		<item>
		<title>Look Up Your Loan</title>
		<link>http://thomasmortgage.wordpress.com/2009/04/10/look-up-your-loan/</link>
		<comments>http://thomasmortgage.wordpress.com/2009/04/10/look-up-your-loan/#comments</comments>
		<pubDate>Fri, 10 Apr 2009 05:02:02 +0000</pubDate>
		<dc:creator>thomasmortgage</dc:creator>
				<category><![CDATA[Are you eligible?]]></category>

		<guid isPermaLink="false">http://thomasmortgage.wordpress.com/2009/04/10/look-up-your-loan/</guid>
		<description><![CDATA[If your mortgage loan is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Only loans owned or guaranteed by Fannie Mae or Freddie Mac are eligible. Click on the link below for access to the look up tools: http://www.makinghomeaffordable.gov/loan_lookup.html<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thomasmortgage.wordpress.com&amp;blog=10417344&amp;post=6&amp;subd=thomasmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<table border="0" cellpadding="0" cellspacing="0" width="100%">
<tbody>
<tr>
<td valign="top" width="65%">
<p>If your mortgage loan is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Only loans owned or guaranteed by Fannie Mae or Freddie Mac are eligible. </p>
</td>
</tr>
</tbody>
</table>
<p>Click on the link below for access to the look up tools:</p>
<p><a href="http://www.makinghomeaffordable.gov/loan_lookup.html">http://www.makinghomeaffordable.gov/loan_lookup.html</a></p>
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		<title>Financial Stability Plan</title>
		<link>http://thomasmortgage.wordpress.com/2009/03/04/frequently-asked-questions-and-the-answers/</link>
		<comments>http://thomasmortgage.wordpress.com/2009/03/04/frequently-asked-questions-and-the-answers/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 09:46:38 +0000</pubDate>
		<dc:creator>thomasmortgage</dc:creator>
				<category><![CDATA[Main]]></category>

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		<description><![CDATA[http://www.financialstability.gov/docs/borrower_qa.pdf<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thomasmortgage.wordpress.com&amp;blog=10417344&amp;post=7&amp;subd=thomasmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.financialstability.gov/docs/borrower_qa.pdf">http://www.financialstability.gov/docs/borrower_qa.pdf</a></p>
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			<media:title type="html">thomasmortgage</media:title>
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		<title>Website information</title>
		<link>http://thomasmortgage.wordpress.com/2009/03/04/website-information/</link>
		<comments>http://thomasmortgage.wordpress.com/2009/03/04/website-information/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 09:27:37 +0000</pubDate>
		<dc:creator>thomasmortgage</dc:creator>
				<category><![CDATA[The Homeowner Affordability & Stability Plan]]></category>

		<guid isPermaLink="false">http://thomasmortgage.wordpress.com/2009/03/04/website-information/</guid>
		<description><![CDATA[http://www.financialstability.gov/makinghomeaffordable/index.html<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thomasmortgage.wordpress.com&amp;blog=10417344&amp;post=8&amp;subd=thomasmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.financialstability.gov/makinghomeaffordable/index.html">http://www.financialstability.gov/makinghomeaffordable/index.html</a></p>
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		<title>Financial Stability Plan information website</title>
		<link>http://thomasmortgage.wordpress.com/2009/03/04/financial-stability-plan-information-website/</link>
		<comments>http://thomasmortgage.wordpress.com/2009/03/04/financial-stability-plan-information-website/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 09:25:36 +0000</pubDate>
		<dc:creator>thomasmortgage</dc:creator>
				<category><![CDATA[The Homeowner Affordability & Stability Plan]]></category>

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		<description><![CDATA[http://www.financialstability.gov/makinghomeaffordable/index.html<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thomasmortgage.wordpress.com&amp;blog=10417344&amp;post=9&amp;subd=thomasmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.financialstability.gov/makinghomeaffordable/index.html">http://www.financialstability.gov/makinghomeaffordable/index.html</a></p>
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		<title>What just happened?</title>
		<link>http://thomasmortgage.wordpress.com/2009/03/04/what-just-happened/</link>
		<comments>http://thomasmortgage.wordpress.com/2009/03/04/what-just-happened/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 08:48:00 +0000</pubDate>
		<dc:creator>thomasmortgage</dc:creator>
				<category><![CDATA[News you need]]></category>

		<guid isPermaLink="false">http://thomasmortgage.wordpress.com/2009/03/04/what-just-happened/</guid>
		<description><![CDATA[Thomas Mortgage &#38; Financial Services, Inc. is your trusted resource in real estate financing planning information. This site was created to guide and provide factual timely information on the many facets of the changes the government is making this year to help you the homeowner.  The government has announced some details of the Financial Stability [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thomasmortgage.wordpress.com&amp;blog=10417344&amp;post=10&amp;subd=thomasmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Thomas Mortgage &amp; Financial Services, Inc. is your trusted resource in real estate financing planning information. This site was created to guide and provide factual timely information on the many facets of the changes the government is making this year to help you the homeowner. </p>
<p>The government has announced some details of the Financial Stability Plan.  Please click on the catagory on the left on access the information website for details.  Knowledge is power. We are here to help guide you through the process and make sure your best interests are protected.</p>
<p>Please contact us with questions or just to discuss how we can help create a plan  to solve your particular needs.  Pass this site on to anyone you know.  Imagine how you you&#8217;ll feel when you know that your family, friends, and acquaintances are getting the information and advice they can count on.</p>
<p>Best Regards</p>
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		<title>NEWS YOU NEED TO KNOW</title>
		<link>http://thomasmortgage.wordpress.com/2009/02/24/news-you-need-to-know/</link>
		<comments>http://thomasmortgage.wordpress.com/2009/02/24/news-you-need-to-know/#comments</comments>
		<pubDate>Tue, 24 Feb 2009 08:50:12 +0000</pubDate>
		<dc:creator>thomasmortgage</dc:creator>
				<category><![CDATA[Main]]></category>
		<category><![CDATA[News you need]]></category>

		<guid isPermaLink="false">http://thomasmortgage.wordpress.com/2009/02/24/news-you-need-to-know/</guid>
		<description><![CDATA[Thomas Mortgage &#38; Financial Services, Inc. is your trusted resource in real estate financing planning information. This site was created to guide and provide factual timely information on the many facets of the changes the government is making this year to help you the homeowner.  The government has implemented many changes in the last week [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thomasmortgage.wordpress.com&amp;blog=10417344&amp;post=11&amp;subd=thomasmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Thomas Mortgage &amp; Financial Services, Inc. is your trusted resource in real estate financing planning information. This site was created to guide and provide factual timely information on the many facets of the changes the government is making this year to help you the homeowner. </p>
<p>The government has implemented many changes in the last week in order to help stimulate the economy and stabilize many sectors of the economy.  How does this affect you?</p>
<p>Knowledge is power.  Please contact us if you have any further questions or just to discuss how we can help create a plan to solve your particular needs.  Pass this site on to anyone you know.  Imagine how you you&#8217;ll feel when you know that your family, friends, and acquaintances are getting the information and advice they can count on.</p>
<p>Best Regards</p>
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		<title>Fact Sheet</title>
		<link>http://thomasmortgage.wordpress.com/2009/02/19/fact-sheet/</link>
		<comments>http://thomasmortgage.wordpress.com/2009/02/19/fact-sheet/#comments</comments>
		<pubDate>Thu, 19 Feb 2009 09:08:07 +0000</pubDate>
		<dc:creator>thomasmortgage</dc:creator>
				<category><![CDATA[The Homeowner Affordability & Stability Plan]]></category>

		<guid isPermaLink="false">http://thomasmortgage.wordpress.com/2009/02/19/fact-sheet/</guid>
		<description><![CDATA[Click: http://www.treas.gov/initiatives/eesa/homeowner-affordability-plan/FactSheet.pdf<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thomasmortgage.wordpress.com&amp;blog=10417344&amp;post=12&amp;subd=thomasmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Click:</p>
<p><a href="http://www.treas.gov/initiatives/eesa/homeowner-affordability-plan/FactSheet.pdf">http://www.treas.gov/initiatives/eesa/homeowner-affordability-plan/FactSheet.pdf</a></p>
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		<title>Borrower who is in foreclosure proceedings</title>
		<link>http://thomasmortgage.wordpress.com/2009/02/19/borrower-who-is-in-foreclosure-proceedings/</link>
		<comments>http://thomasmortgage.wordpress.com/2009/02/19/borrower-who-is-in-foreclosure-proceedings/#comments</comments>
		<pubDate>Thu, 19 Feb 2009 08:53:36 +0000</pubDate>
		<dc:creator>thomasmortgage</dc:creator>
				<category><![CDATA[The Homeowner Affordability & Stability Plan]]></category>

		<guid isPermaLink="false">http://thomasmortgage.wordpress.com/2009/02/19/borrower-who-is-in-foreclosure-proceedings/</guid>
		<description><![CDATA[• My loan is scheduled for foreclosure soon. What should I do? Contact your mortgage servicer or credit counselor. Many mortgage lenders have expressed theirintention to postpone foreclosure sales on all mortgages that may qualify for the modification inorder to allow sufficient time to evaluate the borrower&#39;s eligibility. We support this effort. Information provided by [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thomasmortgage.wordpress.com&amp;blog=10417344&amp;post=13&amp;subd=thomasmortgage&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>•<strong> My loan is scheduled for foreclosure soon. What should I do?</strong></p>
<p>Contact your mortgage servicer or credit counselor. Many mortgage lenders have expressed their<br />intention to postpone foreclosure sales on all mortgages that may qualify for the modification in<br />order to allow sufficient time to evaluate the borrower&#39;s eligibility. We support this effort.</p>
<p></p>
<p>Information provided by <a href="http://www.whitehouse.gov/blog/09/02/18/Help-for-homeowners/">http://www.whitehouse.gov/blog/09/02/18/Help-for-homeowners/</a></p>
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